eee1313: (Firefly - Lost in Space (selfindulgence_)
[personal profile] eee1313
I didn't go to see Serenity last night as planned. I was exhausted after not getting to bed till 3 a.m. on Friday night (technically Saturday morning), so I took a nap in the middle of the day yesterday. Then I went up to the north side to snag BJ. We went out to dinner, and when it was over I asked what time it was, fully expecting him to say it was 10:00 or something. It was 8:30. We were both exhausted, and the next screening of Serenity didn't start till 10:30, which was too long to wait. So we ended up going back to his place to hang out and watch movies. But first he took me to see the condo that's for sale in his building.

I love this condo. It's perfect. It's everything I want in my own place. Dishwasher, parking, enough room for all my stuff, a beautiful building, and a great neighborhood that I love. It also has a skylight, a fireplace, hardwood floors, and quite a bit of storage. It's really lovely. I guess it's been on the market for *forever,* and the owner has already taken $20,000 off the price. It hasn't sold because frankly, the owner has it decorated badly and it doesn't show well. I guess she's taking it back off the market at the end of the month and will keep it off for 3 months, then put it back on. She's desperate to sell. BJ guarantees that if I can get enough money together for a downpayment, I can finagle another $5,000 to 10,000 off the asking price. This would bring the cost down to $270,000, which is a HUGE amount of money, but is still a really good deal for a) that building and b) what it has to offer. It's really exactly what I want in a condo. Exactly. And the building is great: on the historic register, low assessment fees, and since BJ is on the condo board, he knows that there aren't any problems at all with the building. This means no special assessments will be popping up, and even if there were they have enough money saved that they wouldn't have to call for a special assessment. God, I wish I had more money. I'm nowhere close to having enough for a downpayment, which really is a bummer. Though I will say: now that I've seen a condo that I love but can't afford, this makes me MUCH more dedicated to saving money for a condo next year. God, why don't I have $14,000 to throw at this condo? :(

In happier news, I'll be squandering my money today to go see The Corpse Bride and Serenity with my mom. I need to call her and make sure it's still on. The first movie starts at 2:30, I think, so I better book if I want to make it.

Date: 2005-10-03 04:21 am (UTC)
From: [identity profile] erinjade86.livejournal.com
I'm too lazy and too tired to read through to find where you might mention this, but might I use your "Serenity - go see it" icon with appropriate credit? :)

Date: 2005-10-03 01:47 pm (UTC)
From: [identity profile] eee1313.livejournal.com
Sure! I have several here (http://www.coldlifelessgobs.com/?PAGE=392) that are all up for grabs. I'm glad you like 'em!

Date: 2005-10-03 04:04 pm (UTC)
From: [identity profile] erinjade86.livejournal.com
Lovely! Thank you. :)

yakgirl adds...

Date: 2005-10-03 11:49 am (UTC)
From: (Anonymous)
Hey-- seriously, $270,000????? That's only 8 grand less than what Pooflung and I spent on our BRAND NEW HOUSE, which we could BARELY afford with TWO incomes, both of which were bigger than yours is at the time when we bought. Not to be a downer, but do you realize how huge your monthly payments would be if you could drum up the $14000? And that's a pretty small deposit. And I know that there are good loan programs out there for first time buyers; we got one ourselves! And yes, I did mean to capitalize my words, because I AM shouting at you through this computer. Big sisters are allowed to. I guess it's time to start saving your money.

Re: yakgirl adds...

Date: 2005-10-03 01:46 pm (UTC)
From: [identity profile] eee1313.livejournal.com
Um, did you completely miss the point where a) I DON'T HAVE THE MONEY, ANYWAY, and b) this is more of a kick in the ass for me to start saving than it is for me to actually buy? I can't afford that shit, I KNOW I can't afford that shit. But this makes me want to save so that I CAN afford that shit.

Also? The cost of living and housing is cheaper where you are than in Chicago. Not a whole lot, but it's still cheaper. Secondly, I don't want to live in the suburbs. I'm making a choice to live in or very near to the city, which means smaller homes for more money. I am completely aware that this is the way things work, but you know what? That's the way I want things.

Don't yell at me over shit that ain't gonna happen.

Re: yakgirl rebuts...

Date: 2005-10-03 03:04 pm (UTC)
From: (Anonymous)
I understand that you don't have the money-- duh. I can read.

Second, check your sources. The cost of living out here is WORSE than in Chicago. Just because we were able to buy a house for what that condo costs, doesn't mean we could today. Need I remind you that the assessed value of our house for taxes lists it as being worth almost half a million right now??? And that's still less than it's market value. Crazy, yes. Therefore, our cost of living is higher than in Chicago. And yes, our tax rates are even higher. Trust me.

I am aware that you do not want to live in the suburbs, that is not my point. And I commend you for wanting to live in the city-- it's a great place. I also am aware that condos in Chicago are not cheap, again with the "duh." I just thought you had gotten the "kick in the pants" back when you helped said friend find a condo in the first place. I am not yelling at you because of where you want to live, only that the cost of such living is currently out of your grasp. From the earlier post, it seemed as if, should you somehow receive $14,000, you would be able to afford such living. It seems now, from your reply, that you are aware that you are not. Should, however, yakpoo and I hit the lottery, we would buy you said condo outright. Because you're an awesome sister, and you deserve it.

Now, can we quit yelling? Good. I love you!

Re: yakgirl rebuts...

Date: 2005-10-03 03:39 pm (UTC)
From: [identity profile] eee1313.livejournal.com
I know you love me. Just don't start in with the yelling when you don't even know what I'm thinking. Even if I had $14,000, I certainly can't make a mortgage payment that's double my current monthly rent. This is all me talking about what I wish I had, not what I think I'm going to have. So please, don't jump all over me right from the get-go. I know you're trying to be realistic, but give me the benefit of the doubt that I'm not going to get into a crazy debt spiral just because I see a condo that I think is pretty, okay?

Re: yakgirl agrees...

Date: 2005-10-03 03:49 pm (UTC)
From: (Anonymous)
No problemo. It's just that after being raised by the least-financial-planning-let's-talk-about-savings-and-our-expenses-parents, I worry that we both have unrealistic monetary expectations. Not that we're both not smart enough to figure out the important stuff, as you clearly are. And seriously, if we win the lotto, we'll buy you a GORGEOUS condo-- right in Lincoln Park with all the Trixies I know you luuurrrve!!! :)

Re: yakgirl agrees...

Date: 2005-10-03 03:54 pm (UTC)
From: [identity profile] eee1313.livejournal.com
HA! Fucking Trixies.

If I win the lotto, I'm buying off your house as well. And paying for the Ev-Monster's education, wherever he wants to go. Even if it's the Starfleet Academy. Snerk. Wouldn't that just kill you if your son grew up to be a Trekkie? ;p

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